– Sears Card Activation Guide 2023 – The people who shop at Sears are usually offered to sign up for a MasterCard, which is a very popular credit card that is issued by Citibank. These cards are accepted at a large number of stores so you can access them at most places when you are shopping for anything. 

The Sears cards are for the loyal customers of the shop. These customers get reward points whenever they shop. This is more than just a one-time benefit. They get a lot of discounts on their purchases, from the time that they sign up for the card. – Sears Card Activation Guide 2023

If you have purchased a Sears card issued by Citibank, then you will have to activate it like you do the rest of the credit cards. Once they are activated you can use them at an offline store or even on the website online. This activation process will be overlooked by Citibank itself and it would not take a lot of time, so you do not have to worry.

Activate your Sears Card Online

The process of activation of the Sears Card has been made very easy since it shifted to the online mode, especially for its new users. 

  • The first step to activation is to visit their official website.
  • You need to have your credit card in hand. 
  • All the information that has to be entered to activate your card is provided to you on that very card. 
  • To complete the activation process you will need the information of the primary cardholder. 
  • The information that they will ask for will include the account holder’s name, which is given on the card. 
  • You will also have to enter the birthdate of the account holder. 
  • Then you will have to enter the credit card number that is printed on the front side of the card and along with that, you will have to give them the security code that is also given on your card. This code is a 3- digit number. 

Activating Your Sears Card Through Your Phone

The online method to activate your card is faster than the one in which you activate it through your phone. 

  • The first step to do this is to call their toll-free number 1-800-589-7327. 
  • This is the number that the CitiBank representatives handle through their customer care system. 
  • A representative of the bank will be connected to you after you select your preferred options and wait patiently for them to get connected. 
  • After you are connected they will ask you a series of questions. 
  • You do not have to worry, your information will not be leaked. 
  • You have to answer all your questions correctly and be clear so that they know what you’re speaking. 
  • After you are done they will send you a verification message, which will tell you that your card has been activated after you have completed the process. 

The activation portal has to be the fastest to activate your You just need to follow all the online prompts and keep the credit card in your hand so that you can enter all the details by yourself. All the details are given on the card, so it is not a very difficult process, when you follow the steps correctly you will be fine. 

Instructions to the New Cardholders

  • To decrease the likelihood of identity theft, you should sign on the back of your card before using it. 
  • Make sure that you read your cardholder agreement very carefully. 
  • You should get the most out of your card and make full use of it to avail yourself of all its benefits. 
  • Make sure you are familiar with all the benefits that you can get from the card. 
  • There are some parts in the cardholder’s agreement that are written in a very small font, so make sure to check everything before you agree to anything. 

Things to Know About the Sears Credit Card

  • The Sears card can only be used at the Sears store online or offline. Along with this, they can be used at Kmart. You can not earn rewards using this card but you do get special discounts on products and also get monthly deals in both the online and offline stores. 
  • They do not offer cashback but they do give rewards in the form of points. You should also keep in mind that all the rewards that you collect can be only used at Sears, Kmart, and the Shop Your Way program. The points that you collect in this program will expire after 12 months from the date that they are awarded so you should use them before you lose them. 
  • You do not have to pay an annual fee for this card. This makes it easier for you to keep the card for a longer period of time. If you have cards open for a longer time it will impact your credit score. 
  • This MasterCard offers you a signup bonus when you sign up for the card you get $40 worth of state statement credit. All the new cardholders, when they spend $50 or more $50 within the first 30 days of signing up they get this reward.

Frequently asked questions (FAQs)

  • Are the Sears credit cards still valid?
    The Sears credit cards are issued by Citibank so even if the company goes out of business you can keep continuing to use the card and pay the bank just like you have been doing for years. 
  • Can a Sears credit card be used anywhere?
    The store credit that is given to you with a Sears card can be used only at Sears stores or on It can be used at Kmart as well. 
  • Is it very easy to get a Sears credit card?
    No, there is no way to get pre-qualified for a Sears Credit card. You need to have a fair credit score of more than 640 points, only if you have that you can get a Sears credit card. 
  • Can you use a Sears gift card at Walmart?
    If your Sears card has a MasterCard, Visa, or Discover Logo, then yes you can use it at Walmart. 
  • How long does it take to get a Sears credit card?
    It takes about 7 to 10 business days from the date of the account approval to receive a Sears credit card. There is no way you can reduce this date at any time.


We hope that we have cleared all the doubts you had related to this card. The Sears card can be beneficial a lot if you shop very much at their website. We also hope that you found the process of activating this card very easily.

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